AMT calculator

What will exercising ISOs cost in AMT?

See the AMT from an ISO exercise under 2026 rules, and the most shares you can exercise this year before AMT applies.

Your tax profile (used by every tool)

ISO exercise AMT calculator (2026)

Uses your tax profile above and the standard deduction, and assumes you hold the shares past December 31. 2026 AMT exemption: $90,100 single / $140,200 joint, phasing out at 50¢ per dollar above $500K / $1M.

Estimated AMT from this exercise
$58,186
Bargain element (spread)$235,000
Cash to exercise$45,000
Regular federal tax$61,468
Tentative minimum tax$119,654
Total cash needed$103,186
To avoid AMT, exercise about 1,132 shares this year and spread the rest across future years. AMT you pay may come back later as a credit.

Coming next

Built for the moments that only happen in biotech.

Taxes

RSU withholding gap

Your company withholds 22% on vests, but your bracket may be 35%. See what you'll owe in April before it's a surprise.

Compliance

10b5-1 & trading windows

Plan sales around blackout periods and set up a 10b5-1 plan before the next readout.

Playbook

"We're being acquired"

What happens to your unvested RSUs, underwater options and ESPP in a deal.

Get the full tracker first

Live share prices, vest reminders, readout-risk alerts and a biotech equity newsletter. Free for early members.

We'll only use your email for BiotechFIRE updates. See our privacy policy.